United Federal Credit Union

About Us

Who we are
We are regionally diverse, but locally driven. United’s headquarters are located in St. Joseph, Michigan, and has nearly 40 branches in Arkansas, Indiana, Michigan, Nevada, North Carolina, Pennsylvania and Ohio with $4 billion in assets.

We are owned by you, our members. Unlike banks, we don’t have shareholders. Your voice matters, and we want to hear it. Our CEO must answer to member-elected board of directors who provide oversight and co-leadership.

United is a not-for-profit company that is dedicated to helping its community and Members.

we are U

What we offer

Banking
Checking accounts, savings accounts, and share certificates — whether you need banking services for your personal or business finances, we’ve got you covered with all the online, mobile, and voice banking tools you’d expect.

Credit Cards
Our three credit cards provide options to fit your lifestyle. With one that earns you rewards, one with a low APR intro rate, and one to help build credit, it’s hard to determine which is a better deal.

Mortgage
Whether you are looking to refi or buy, United Home Loans come with many benefits, including zero closing cost options. We also have options to assist with closing costs.

Auto Loan
With no application or processing fees, we help you focus on what’s important with United’s Auto Loan — enjoying the ride in your new vehicle.

And More
Get relevant advice and crunch some numbers with various calculators. Our member service advisors can also provide a financial wellness review free of charge.

we help U